The dashboard you'll
actually open every day.
An AI assistant, sub-200ms UI, real multi-currency parity, and a live investments engine. Centmond is what Mint and Monarch would look like if they shipped in 2026 instead of 2010.
- Oct 18Whole FoodsGroceries-€47.30
- Oct 18SpotifySubscriptions-€10.99
- Oct 17Salary · Acme Co.Income+€4,850.00
- Oct 17UberTransport-€18.40
Pixel-faithful preview rendered with the same components you'll see when you sign in — no screenshots, no fakery.
Six surfaces that beat
every alternative.
See exactly when money moves.
Daily flow with a 7-day rolling average, projected daily outflow extending past today, and a forecast line that follows your actual spending rhythm.
- Daily / weekly / monthly / yearly views
- Projected line past today, dashed
- Filter by account, category, or type
Track caps that follow rules, not lists.
Recurring categories, soft caps with grace, automatic rollover. Categorisation rules apply on every new transaction so budgets always reflect reality.
- 80% and 100% threshold banners
- Rules engine for auto-categorisation
- Per-category rolling 6 month spark
- Groceries€320.00 / €400.00
- Dining out€215.00 / €220.00
- Transport€88.00 / €150.00
- Entertainment€165.00 / €120.00
Catch the renewals before they renew.
Subscription detector reads your transaction cadence and surfaces the recurrence — Spotify monthly, Apple One annual, every gym charge it can spot. Cancel cleanly before the next bill.
- Cadence + confidence scoring
- 7-day renewal banner
- Annual-vs-monthly cost compare
- €16.99Spotify Familymonthly · in 3 days
- €22.95Apple Onemonthly · in 12 days
- €49.00Gym ProFitmonthly · renewed yesterday
- €14.00Domain (centmond.com)yearly · in 87 days
A live exchange-grade portfolio surface.
Real-time stock + ETF + crypto prices via Finnhub and CoinGecko. Add a holding and 365 days of history backfills instantly. P/L tracked against your actual cost basis, not the closing price.
- Sub-200ms refresh, 60s cooldown
- Auto-fetched coin and company logos
- Quantity-at-T reconstruction from your ledger
- BBTC+2.84%€67,440
- AAAPL+0.62%€218.00
- NNVDA-1.18%€144.00
Project the month with your own data.
Month-end projection from recurring expenses + average daily discretionary spend, plus a 60-day cash-flow curve so you see the dip before it lands.
- Per-category projection vs budget
- Annualized savings run-rate
- Upcoming events on a timeline
An assistant that understands your money.
Ask in plain language and get answers built from your real spending, budgets, subscriptions and goals — shown as clear, colour-coded cards. Read-only today; hands-on actions coming.
- Answers from your actual numbers
- Every query is scoped to your data only
- Optional — you choose when to use it
Stop logging in just to feel poor.
Centmond is the one personal finance app you'll actually want to open. Live, multi-currency, private. Free during beta.